Policy covers with the age group of 60 till 75. This policy covers a minimum of 24 hours inpatient. The Sum Insured Starts with 2 Lakh till 25 Lakh. It guarantees life long renewal and no exit age. No Pre Acceptance Medical Screening required, However, if the following test is submitted a special discount off the premium is allowed.
- Stress Thallium Report
- BP Report
- Sugar (Blood & Urine) – Fasting / Postprandial
- Blood urea & Creatinine.
Test should have been taken within 45 days before the proposal submission. Original Test documents are required to submit for a discount.
This policy highlights:
- In patient Hospitalization Benefits such as Room Rent, ICU Boarding, Nursing The expense as per the given Company policy and Sum Insured.
- Surgeon, Anesthetist, Medical Practioner, Consultants and Specialist fees up to 25% of Sum Insured per hospitalization.
- Anesthesia, Blood, Oxygen, Operation Theater Charges, cost of a peacemaker, etc up to 50% of the Sum Insured.
- Pre Hospitalization for 30 days from the date of hospitalization.
- Post Hospitalization medical expenses equivalent to 7% of the hospitalization expense which includes nursing charges, surgeon fees/ consulting fees/diagnostic charges. Medicines and drug expense subject to the maximum limit as per the below
- Sum Insured 2 Lakh to 7.5 Lakh -Rs5000/-
- Sum Insured 10 Lakh to 15 Lakh -Rs 7000/-
- Sum Insured 20 Lakh to 25 Lakh- Rs 10,000/-
- Outpatient Consultation as per the company policy
- Cost of Health Checkup for every claim-free year as per the company policy.
- Co-payment for 2 Lakh to 10 Lakh -PED Claims 50% of every admissible claim
- Non-PED Claim 30% of each admissible claim.
- Sub Limits apply certain diseases.